"My client has some health issues. Which life insurance company will be best?"

"I think my client should get standard or preferred, but this case is too important to guess."

MF Buys Term101
6/13/2008
In an effort to leverage its unique position in the life insurance industry, Mountain Financial has announced that it has acquired Term101.com.

Mountain Financial has worked extensively with Term101 over the last 6 years and has been instrumental in developing Term101 into the internet leader it has become. Term101’s reputation and leadership in this sector is based in large part on the unique processes developed over the years to move clients from prospects to paid clients as quickly and efficiently as possible.

All the employees and resources of Term101 have been retained by Mountain and this allows the introduction of a new service called MyConcierge. The MyConcierge program allows agents to outsource all of the paperwork and labor involved with applying for life insurance.

By utilizing Term101’s resources and processes, applications are handled with the utmost efficiency from scheduling a paramed and taking an application, to mailing and placing the policy once approved.

The response to the MyConcierge program so far has been overwhelming with nearly 100 applications handled by the processing teams each month. Mountain Financial is committed to growing this program as this represents a significant need for many agents across the country, allowing them to focus their time on sales and finding new prospects rather than be bogged down by endless requests from carriers to get cases approved.

Term Exchange Program
6/12/2008
The Transamerica Opportunity Program (TOP 25) from Transamerica Occidental Life Insurance Company offers qualifying clients an easier way to increase or extend their existing term life coverage with a Trendsetter® Super 25 policy with accelerated underwriting and no medical exams.

Click here to learn more

Express Applications
6/10/2008
Avoid the long delays between case submission and case approvals. Use AIG's express application process. For your clients that are searching for $1 million and less of life coverage, accompany the life application with the medical exam and you will have your approval in less than 5 business days.

We're Smokin the Competition
5/19/2008
When it comes to tobacco versus non-tobacco rates, West Coast Life offers you a competitive edge. Former tobacco users who have stopped all tobacco and nicotine products for just 12 months and provide a urinalysis negative for nicotine can qualify for a non-tobaccorate, including our preferred non-tobacco class.

Click here to learn more

Now writes Canadian residents
5/1/2008
Prudential will now sell term insurance to Canadian residents as long as all aspects of the sale take place in the United States.

Prudential is already the leader for foreign nationals but this now makes even the Canadian sales that much easier.

Click here to learn more