Mountain Underwriting
- "My client has some health issues. Which life insurance company will be best?"
- "I think my client should get standard or preferred, but this case is too important
to guess."
Never in our underwriting history has it been so important to find the right Life
Insurance Company for your client. Every insurance company underwrites differently
and every case is different. If you send your same client to (10) different insurance
companies, it’s not unusual to receive (10) different offers. The company that is
most aggressive on this case won’t be on the next. ?
How do you find the very best rating and policy for your client?
Leave this to the experts at Mountain Financial. Mountain’s staff of experienced
life underwriters will find the best offer for your client. We search from over
40 carriers to determine the best offer for you.
How It Works
- Complete our preliminary application.
- We will review and order APS's (Attending Physician Statements) or determine if it's
an obvious approval or decline. We have a designated APS team that will rush this
process.
- After APS's are received, our life underwriters will review and summarize. Then
we will expedite the case to the carriers.
- Carriers will post offers directly into our system. For example:
- AXA: T-2
- John Hancock: Standard
- West Coast Life: Preferred
- Submitting the formal application:
- We will provide a populated application to you - Formal underwriting is 75% complete
because of the informal offer.
We will go out and find the best offer for your client. All this is done with complete
objectivity and transparency. We will team with you to provide your client with
unbeatable results.
We operate with three major TOP principles:
- Transparent - Earning your trust through integrity, communication and full disclosure
- Objective - Searching for the best possible solution under your direction
- Professional - Working at the highest level of professionalism to facilitate every case