Mountain Policy Review
- Don't have enough time to review your client’s life policy?
- Not sure if that old policy is still the best for your client?
- Have a bunch of old clients who need policy review, but don’t know where to start?
Most agents spend 80% of their time prospecting for new clients. 90% of agents DO
NOT perform a Basic Annual Policy Review. Most of the agents say they don't have
the time or life insurance is not their focus.
It is crucial to review your client’s coverage. Cost of insurance has gone down
every year and universal life has greatly improved. Old policies usually do not
have the long term guarantees and were based on old interest
rates. The bottom line is that most policies can be dramatically improved.
Example
|
Current Coverage |
Proposed Coverage |
| Type: |
15yr term
(9yrs left) |
20yr term |
| Face Amount: |
500k |
500k |
| Premium: |
1100 annually |
1000 annually |
Team with us to review the simple term or the complex UL.
Last year one of our agent's who had not been practicing a Basic Annual Policy Review
gave us 247 policies to review... 95% of which were term. He wrote 114 new applications
and placed 92 of them for a total premium of 121k. Not only did he make an additional
121k that year, but he dramatically improved his client’s policies.
How It Works
- Complete our Mountain Policy Review Form - The form will provide basic policy information,
current health and client's objective.
- We will compare current policy to the best available for your client.
- We will provide comparisons. If a policy can be improved, we will provide a populated
formal application.
We operate with three major TOP principles:
- Transparent - Earning your trust through integrity,
communication and full disclosure
- Objective - Searching for the best possible solution
under your direction
- Professional - Working at the highest level of professionalism
to facilitate every case